Friday, September 28, 2012

Personal Originally Wealth Building May Need More Things | Free ...

What all this implies is that parents really should seriously see the effectiveness of blocks in a child?s early learning and advancement stage. The educational designs increase a child?s intellectuals. There are numerous sorts of products offered today in the marketplace. In brief, each and every age group does have a matching set. So, he or she may possibly lose interest in it later on if you get a set now for a tiny infant.

Starting, or owning a business is another common wealth-building strategy. Starting a business doesn?t always make you really wealthy right away. It takes time and energy to build the income of a business and its capital value, but it can make you wealthy over time if managed effectively. Therefore, if you have previous experience of running a business it can sometime makes more sense to buy an existing business and simply run it better. Find something that you love to do and that solves the needs of a target market. Then sell that product or service through relentless marketing and sales. Create efficient systems to sell more, more often. And work towards growing the value of your business by making it less dependent on you so that you can eventually sell it to a new owner.

As a result, when leveraging the wealth creation tip of incorporating different classes of asset in your portfolio, you boost the possibilities that an excellent number of your investments will outcome in satisfactory returns whether other folks end up in losing value or becoming totally flat. Just place, you are lowering the risk of major losses that can emanate from laying a lot emphasis on a single asset class, irrespective of the resilient degree you expect such class of asset to be. Wealth building is very important at the first of doing the business, you can share your tips with us through asp hosting or buy domain name in domain shop for sharing.

Source: http://freefinancearticles.info/personal-originally-wealth-building-may-need-more-things

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Words from a Business Coaching Client: Save Time Marketing ...

Save Time Marketing Your BusinessIn the past 5 years technology has given us so many new ways to market a small business. Many of them, like Social Media, have become so crucial that they can no longer be ignored. With so many strategies and tools at our disposal, finding something that works can actually be pretty easy.

However, the tricky thing about marketing is that when it works and we are in ?feast? mode, small business owners tend to back off of their marketing and sales strategies in order to do the work of actually?fulfilling?orders or managing incoming projects. When that happens we find ourselves back to ?famine? mode ? having to spend time again implementing a marketing strategy. At Alt Creative, we?ve found that a consistent marketing strategy can help?alleviate?this feast or famine cycle and produce steady revenue.

So how do we keep our marketing strategy ?on? all the time? We?ve compiled some simple ways to save time on marketing so you can continue to put energy towards all the other things that need a business owner?s focus.

Start with goals and a strategy

All good plans start with measurable goals. Do you want to have more Facebook followers? Or do you want to get more leads from your email marketing? Maybe the goal is something as simple as getting more website traffic. Decide what your goals are and then think of creative strategies to get there. Once you have a strategy, you?ll have a good understanding of the time it will take to implement.

Get a Schedule

Once you have a plan, you should have a list of strategies to implement. Take a look and think about when each item needs to be handled. For instance, you may want to schedule your newsletters to go out each month. Or you may want to make sure you are tweeting once a week. Either way, you should map these out so you can see the schedule and manage your time accordingly.

Brainstorm in Advance and?Bring the Content to You

A major part of marketing online is curating and creating content. You can save a lot of time by always having a stock pile of content to pull from. As you go through your week, bookmark articles that sound interesting to you ? even if you haven?t had time to read them. If something over the course of a month gives you a good idea for a blog post or news article, write it down. By having these ideas ready to go, you cut down the time it takes to brainstorm on the spot. You can also add to your stock pile of content by subscribing to RSS feeds and signing up for Google alerts about industry topics.

Automate What you Can

Automation is a big time saver. There are many tools you can use to schedule general tweets and statuses. Most email marketing platforms will allow you to schedule your newsletter in advance. Also, there are several plugins to auto-publish your blog posts to your various social media accounts. Careful though, you don?t want to automate everything or else you run the risk of not being engaging to your audience. However, an automated strategy can help present a consistent message in between engaging with your audience.

Think and Act in Small Increments of Time?

Sometimes we procrastinate on marketing because we believe it will take huge chunks of time to accomplish. By creating tasks for ourselves that can be done in smaller increments, things can get accomplished with out the huge time suck. Try spending 10 minutes at the start of your day brainstorming tweets or looking for items to share on Pinterest. This not only helps save time, but it can provide some much needed inspiration for the rest of your day. Try spending 5 minutes at the end of your day on blog post ideas. This can sometimes come easily by reflecting on the day. Spending these small increments of time can really add up!

Engage and Recruit Your Fans?

As one voice, your marketing can only go so far. By engaging with your audience and your fans, you can really experience the power of being a brand. It allows for multiple voices to be communicating your message. Spend time getting to know your audience ? ask them questions and get them involved so they can share their experiences with others. This will start to exponentially raise your marketing game.

The most important thing is to use these tips to keep a consistent marketing presence. Planning is a huge step in making sure that your message is always out there working for you. Hopefully these time saving tips will help you come up with some creative ways to communicate to your customer base as well as keep you focused on your strategy.

Written by Lindsey Tyner, President & Lead Designer of Alt Creative.

Source: http://www.peoplebizinc.com/words-from-a-business-coaching-client-save-time-marketing-your-business/

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Giant ferris wheel to offer view of New York City landscape

NEW YORK (Reuters) - A plan to build the world's tallest ferris wheel on New York's Staten Island, offering sweeping views of the Manhattan skyline, could hold the answer to a long-elusive goal: putting the most-overlooked of city's five boroughs on the tourist map.

The giant ferris wheel, at 625 feet, will be about half the height of the Empire State Building and taller than Singapore's Flyer and the planned "High Roller" wheel in Las Vegas, the city said.

Similar to the London Eye, visitors will ride in thirty-six capsules, each able of carrying up to 40 passengers - or 1,440 people per cycle.

The city estimates the observation wheel - which will stay open every day of the year except during severe weather - will attract 30,000 riders a day during the peak season and 4.5 million visitors per year. It is expected to open in 2015.

The wheel will stand near the Richmond County Bank Ballpark and the Staten Island Ferry terminal, the base of a free water taxi that travels across New York Harbor between the skyscrapers of lower Manhattan and Staten Island. The wheel will anchor a retail complex with 100 designer outlet stores, theater space, a hotel, restaurants and cafes.

"It will offer unparalleled and breathtaking views, and is sure to become one of the premier attractions in New York City and the latest exciting addition to our newly revitalized waterfront," New York mayor Michael Bloomberg said in a statement

The project, developed by New York Wheel and BFC Partners, is part of Bloomberg's larger effort to develop the city's extensive waterfront with parks and recreational projects and make the city more tourist-friendly.

It will create 1,200 construction jobs and 1,100 permanent jobs, and pump $500 million in private investment into the borough's waterfront, according to city estimates.

Staten Island Borough President James Molinaro said in a statement the project would be a "game changer for the borough, which is perhaps best known for hosting the Fresh Kills landfill - once the city's principal dump and later a sorting ground for rubble from the September 11, 2001 World Trade Center attacks.

As Molinaro told the local Staten Island Advance newspaper: "We've gone from having the world's biggest dump to having the world's biggest wheel."

(Reporting by Edith Honan; Editing by Jackie Frank)

Source: http://news.yahoo.com/giant-ferris-wheel-offer-view-york-city-landscape-181911380.html

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TV overtakes PC for online videos

In the US, TV is their primary screen for viewing paid and free video streamed from the internet, according to the NPD Group.

Watching streaming video on the TV set has risen from 33% to 45%. During the same period, consumers who used a PC as the primary screen for viewing over-the-top (OTT) streamed-video content declined from 48% to 31%. This shift not only reflects a strong consumer preference for watching TV and movies on big screen TVs, but also coincides with the rapid adoption of connected TVs.

NPD?s recent Digital Video Outlook report reveals that home installation of millions of Internet-connected TVs is changing the way that consumers access and view streaming video. As of the second quarter of 2012, 12% of the installed base of consumer TVs in the US were connected TVs, totaling more than 29 million devices.

Approximately 10% of U.S. consumer households currently own at least one connected TV. NPD research conducted over the past year has found that 43% of connected TV users accessed online entertainment directly from their TVs, including online video, music, and cloud services.

?The growth in connected TVs is another sign that online video is maturing,? said Russ Crupnick, SVP of industry analysis for the NPD Group. ?Streaming video has moved from the dorm room to the living room; and, as more households obtain and connect TVs to the Web, we predict increased trial and engagement for video distribution services.?

Netflix Watch Instantly is the dominant application for Web-to-TV video. Of those viewing online video on the TV, 40% use their connected TVs to stream video via Netflix, 12% access HuluPlus, and 4% connect to Vudu. Connected TVs, which offer direct access to these and other popular online video services via TV apps, represent a convenient alternative to PCs, or the use of other Internet-connected peripheral devices.

NPD?s study also found that nearly one in five connected-TV installations resulted in consumers no longer using peripheral devices, such as streaming media players, video game consoles, and Blu-ray Disc players, to access streaming video on the TV. This decline in usage could impact the usage models and utility of peripheral devices.

NPD?s ?Digital Video Outlook? report is based on data collected from multiple sources, including two electronic surveys. The quarterly survey includes approximately 1,200 U.S. broadband households. Survey data was weighted to represent U.S. population (age 13 and older) and tested for statistical significance at the 95% confidence level. The semi-annual survey includes approximately 10,000 respondents. Data from this survey has a 97% level of confidence, with a +/- 0.7% margin of error.

Source: http://www.broadbandtvnews.com/2012/09/28/tv-overtakes-pc-for-online-videos/?utm_source=rss&utm_medium=rss&utm_campaign=tv-overtakes-pc-for-online-videos

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Several ill in Canada after eating possibly contaminated steaks

(Reuters) - Several people became ill after eating steaks that may contain E. coli bacteria sold at a store in Edmonton, Alberta, the Canadian Food Inspection Agency said on Wednesday.

The announcement follows a series of beef product recalls that have raised concerns about meat processing standards in Canada.

The CFIA warned the public not to eat Kirkland brand beef steaks sold between September 4 and 7 at the Costco Wholesale Corp store on 50th Street in Edmonton.

The agency has not identified the supplier of the potentially contaminated beef, said CFIA spokesman Tim O'Connor.

One of the suppliers to the store is XL Foods' Brooks, Alberta, plant. Beginning in early September, privately held XL Foods has voluntarily recalled more than 250 beef products made at the plant after positive findings of E. coli.

E. coli bacteria can cause serious and potentially life-threatening illnesses.

XL Foods issued a statement saying it is "deeply concerned" for the people who became ill, adding that there has been no definitive link between its products and the cases of illness.

The United States halted imports of beef products from the XL Foods plant in Brooks, which is one of the largest in Canada, on September 13.

Canada is the sixth-largest beef and veal exporter in the world.

The CFIA has completed its review of the plant's food safety controls and found XL Foods could not demonstrate that it regularly updated its plan to control E. coli in the facility, the agency said.

(Reporting by Rod Nickel in Winnipeg, Manitoba; editing by Mohammad Zargham)

Source: http://news.yahoo.com/several-ill-canada-eating-possibly-contaminated-steaks-012607879--finance.html

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The Slurpee Chronicles: Author K.D. Wilson Lowers the Veil on Homosexuality and Down Low Men in Inspirational New Book

In Wilson?s latest installment, LD is struggling with being raised in a poverty stricken urban community, by a single mother who is uneducated, government aid dependent, and addicted to drugs; all while he is attempting to figure out his sexual orientation and his unwavering attraction to members of the same sex.

Dallas, Texas (PRWEB) September 27, 2012

Told through the eyes of a young homosexual male, The Slurpee Chronicles proves that through tolerance and truth, anything is possible.

Using hard-hitting literature to tackle some of life?s biggest controversies, writer K.D. Wilson is delighted to announce the launch of his latest book, ?The Slurpee Chronicles: Giving You the Tea?.

Official Series Synopsis:

The Slurpee Chronicles: Giving You The Tea is a timeless story of acceptance and love within the LGBT community. Told through the eyes of La?Darious (LD), a young homosexual male, author K.D. Wilson lowers the veil on such controversial issues as homophobia, sexually transmitted diseases, and the underground world of down low men. It?s a roller coaster ride through one man?s experience of learning to understand himself and the life he was given.

This is a story that transcends sexual preference, race, and gender to remind us all that through tolerance and truth, anything is possible.

In Wilson?s latest installment, LD is struggling with being raised in a poverty stricken urban community, by a single mother who is uneducated, government aid dependent, and addicted to drugs; all while he is attempting to figure out his sexual orientation and his unwavering attraction to members of the same sex.

Throughout The Slurpee Chronicles: Giving You The Tea, LD goes through a range of emotions and extremely vivid/descriptive sexual encounters, hoping to eventually find someone that can give him the one thing his parents haven't been able to, love.

As the author explains, the book serves an important dual purpose.

?The Slurpee Chronicles is entertaining as well as informative. It sheds light on the underground world of down low men in the urban communities throughout the globe. It highlights the excitement, as well as the dangers that homosexual men encounter while being involved with members of the same sex, who are not public about their sexual desires,? says Wilson, a United States Navy veteran.

He continues, ?It also highlights the health concerns that many women throughout these communities face from being intimate with men who are on the down low unbeknownst to them.?

Since its release, the book has received a consistent string of five-star reviews.

?I began reading this book and literally put everything aside until it was complete,? says Melissa M, reviewing the book for Amazon.

Another reader, K.T. Jordan, was equally as impressed.

?This book was a definite hit, I loved it! Just as I'd attempt to put it down, there came that good old "tea" again. Great price for some great reading!?.

With so much success on his hands, fans of Wilson?s work await the next installment of ?The Chronicles? with baited breath.

Until then, The Slurpee Chronicles: Giving You the Tea, published by CreateSpace, is available for purchase from Amazon.com.

For more information, please check out the book?s official website: http://www.theslurpeechronicles.com

Further information can also be found on Twitter: http://www.twitter.com/theauthorkd

About the Author:

K. D. Wilson is currently pursuing his bachelor?s degree from Southern Methodist University in Dallas, Texas. He is a United States Navy Veteran with a combined total of nine years serving his beloved country. K.D. has also spent one year in Iraq serving in Operation Iraqi Freedom.

His first book, The Slurpee Chronicles: Giving You The Tea, was self-published in April 2012.

K.D. Wilson grew up and currently lives in Dallas, Texas. He is the host of Tuesday Night Tea, a weekly Tuesday night discussion panel that highlights issues relating to sex, and relationships. In his spare time, you can find K.D. reading, playing with his dog, or writing manuscripts for the next installment of The Slurpee Chronicles series.

Contact


K. D. Wilson


214-206-5253


slurpeechronicles(at)yahoo(dot)com

K. D. Wilson
The Slurpee Chronicles
214-206-5253
Email Information

Source: http://news.yahoo.com/slurpee-chronicles-author-k-d-wilson-lowers-veil-120207403.html

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Salma Hayek: I Didn't Believe in Marriage

Salma Hayek didn't have much faith in marriage until she took the plunge herself. The actress, 46, wed French billionaire François-Henri Pinault in 2009, and said it changed her whole outlook.

Source: http://www.ivillage.com/salma-hayek-i-didnt-believe-marriage/1-a-489761?dst=iv%3AiVillage%3Asalma-hayek-i-didnt-believe-marriage-489761

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Thursday, September 27, 2012

Apple files patent application for 'intelligent automated assistant,' sounds like Siri

Apple files patent application for 'intelligent automated assistant,' sounds like Siri

Siri's managed to make it into several Apple devices now, so it doesn't shock us to spy the company's attempt to patent the polite (somewhat frosty) tones of its voice navigation system. A pretty deep patent application filed today describes an "intelligent Automated Assistant," with the claims describing an application that is guided through the user's speech -- and all wrapped in a "conversational interface." So far, so Siri. The filing elaborates on Apple's earlier filings, explaining how this digital assistant furthers the users' demands with additional requests for speech-based information -- hopefully resulting in that map location or a movie booking you were after.

This "user intent" is then put to use, launching an additional app or performing the specified function, while non-speech input (presumably like the ability to correct your requests in text form) get a brief mention. We do get plenty of description on commands though, with some pretty thorough response tables and examples of "anchor text" -- something that the automated assistant tries to pluck from your ramblings in order to make sense of them. The full version resides at the source below, if you're looking for 51 verbose pages explaining Siri's inner workings.

Filed under: , ,

Apple files patent application for 'intelligent automated assistant,' sounds like Siri originally appeared on Engadget on Thu, 27 Sep 2012 07:22:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/09/27/apple-files-patent-application-siri-voice-assistant/

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From Socks To Starbucks: Facebook Turns Ecommerce Social With ?Gifts? That Lets You Easily Buy For Friends

Facebook Gifts IntroducingFacebook today launches Facebook Gifts?to make ecommerce more convenient. It turns user data into suggestions for gifts to buy right from where you spend your time, and without a friend's address. Facebook?earns a percentage of sales when you use it to buy friends physical products or digital gift cards for their birthday, wedding, or other special occasions. Starbucks, Uber cabs, Warby Parker glasses and products from over 100 other partners can be purchased over desktop or mobile for friends who'll receive them as digital gift cards or physical shipments. You can even buy Gifts for yourself.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/HQksa7nOdRM/

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Wednesday, September 26, 2012

New Nooks Bitten by the Showbiz Bug

Battered bookseller Barnes & Noble has joined the slew of vendors releasing new tablets for the holiday season, announcing the latest additions to its Nook tablet family on Wednesday, but the content that will grace their screens is getting just as much attention. The tablets are the 7-inch Nook HD and 9-inch Nook HD+.


Source: http://ectnews.com.feedsportal.com/c/34520/f/632000/s/23d9906f/l/0L0Stechnewsworld0N0Crsstory0C76250A0Bhtml/story01.htm

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Long Term Loans Bad Credit: Finance for Persons Having Poor ...

Sep 25 2012

People require some kinds of tangible property in their life. It is a simple necessity for a man to have a home of his own. He may, or surely will, love to have a personal vehicle. These are common desires or dreams, yet these are not fulfilled if people do not have the finance necessary for this purpose. Again, there is a constraint. Most of the people have limited earning and most of them cannot manage with what they earn. They become regular borrower. They borrow from different lending agencies and cannot clear the borrowed amount of loan. Some of them find that their credit score has become less than 580 as per FICO. The lenders do not like to advance loans to the people who have history of poor credit. Long term loans bad credit is a kind of great option for them.

The borrowers can get long term loans bad credit in secured and unsecured forms. They can secure long term loans bad credit in secured form if they have property of worth which they can allow to be used as collateral. They should know that the collateral property may be grabbed by the lenders if the borrowed amount is not paid duly. They can apply for an amount of loan within the range from ?10 000 to ?75 000. The repayment tenure is quite flexible which is between 5 to 25 years. Moreover, the rates of interest are low.

The interest rates in the unsecured form of long term loans bad credit are relatively high. The borrower can get an amount of loan between ?5 000 and ?25 000 when he must pay back the loan amount within half of a year to 10 years. The terms and conditions in the unsecured form is comparatively strict.

The applicant for long term loans bad credit must be a citizen of United Kingdom. It is important that he is over 18. He must be employed in any legally approved establishment at least for the last six months. He must earn an amount of ?1000 in every month. He must have checking account.The borrower can apply online.


About the Author: Amarjeet Singh is writer of Canada Loans No Credit Check. For more information about No Credit Check Loans Canada , Free Trial Credit Report visit http://www.canadaloansnocreditcheck.com

Source: http://www.iire.info/2012/09/Long-Term-Loans-Bad-Credit-Finance-for-Persons-Having-Poor-Credit/

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Is Your Sales Message Unethical And Does It Sell? | Content for ...

Author: Don Hastie | Total views: 69 Comments: 0
Word Count: 679 Date:

A short, sharp article today about something that just happened in the Internet Marketing world that shook me to the core!

Every week it feels like there is a brand new product launch... all pushed by affiliates and all claiming that you can make a fast/quick buck online. Now, these types of product don't really appeal to us, however one launch did catch my eye... not because of the product but the way the sales letter positioned it.

The sales letter took a stance that I have not seen in the Internet Marketing arena before although I have seen similar ones, but less hard hitting (!), in the life insurance arena.

In a nut shell the letter told a story of a lady who on the surface appeared to have the perfect life, great husband, lovely children and everything was going right for them.

In fact it was so good they decided to move house to a bigger, better one.

And that's when it started to fall apart.

The sales letter told of how her perfect husband had been having an affair and how he moved out and left her with the children. Sad, but she still had the house and children etc.

But here's the kicker?the sales letter then said that her husband was killed in an accident and he didn't have any life insurance?she was left with a mountain of bills and growing debt.

Suddenly she had gone from a 'picture book' life to a one of serious debt, unhappiness and despairing how she was going to manage bringing her children up in this new strange world she had been thrown into.

TIME OUT

How would you feel reading a letter like that?

Think about it?it had drawn you in with a story about a family that seemingly had it all? and then bang! It hit you with a killer blow.

Carrying on with the sales letter, it detailed how she needed money fast and, of course, started an online business that generated her cash quickly and turned her's and her children's lives around and you could do the same thing.

I don't know how you would react, but my first reaction was to think, hmm, that's stooping a bit low.

The Letter Had Actually Altered My State Of Mind

I wasn't enraged as some people have been (remember: forums do tell all) but it didn't leave me feeling good, in fact I had to take a reality check to get my mind back on track and forcibly remove the negative thoughts that had swamped my head.

Let me tell you this: Any sales letter that changes the state of a reader's mind is doing its job? perfectly! That why we write them. To get someone who has shown an interest in our product or service to engage with us and ultimately do what we ask them to do? sign-up or buy.

This letter did just that? but in a way that left me personally cold and feeling negative? not good!

Did It Work?

Now, I do believe that if this letter was read by anyone who needed money quickly or was desperate to start an online business it would have succeeded in getting the sale.

However, even after taking a step back and looking at the sales letter objectively I just couldn't bring myself to accept that I would ever use such a tactic so sell a product outside of the life assurance/funeral markets!

Was the launch of the product successful? I don't know, however it was being pushed by the usual suspects in that field and I'm sure it did very well.

Will it generate sales... most definitely!

How About You?

Ethical or Unethical? Depends on your conscience I guess?

Don Hastie invites you to download his free-report on making money online using a product that takes a few days to create and sells continually and will replace a year's salary. This proven process, used by the top group of internet marketers, provides freedom and time.n n To download the report, and to see tons of free money making tips click here: Free Money Making Tips and Report.

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1: What is Cyber Marketing And Why It Is So Important For The Success Of Your Website

Cyber marketing has now become an indispensable segment of e-commerce as well as the internet and World Wide Web related topics. Cyber marketing simply refers to a technique of attracting potential customers by advertising your products or services through such means as websites, emails, and banners.

2: SEO Copywriting: How To Choose Article Marketing Topics To Achieve Maximum Exposure

Distributing articles online can be an effective way to build backlinks to your website -- when done correctly. This article explores how to choose the right topics for your article marketing campaign so that they will be widely accepted and distributed online.

3: Article Marketing Strategy: Putting Together a "Class Schedule" For Your Article Topics

Businesses go to so much trouble when there is one sure-fire, simple, very inexpensive way to attract new clients to a business: Teach a free class. That is what article marketing is like. Your articles are just like free classes. You teach your target readers something helpful in your article. Your resource box then says, "If you enjoyed this article you can visit my website and apply what you have learned."

4: Stumped For What to Write About? 15 Article Topic Ideas...

Do you ever dread sitting down to write because you're just not sure what to write about? When you're doing article marketing, you need to create a steady flow of articles. Even if you feel stumped, I assure you--you have more creative writing ideas in you. You just need a little help in looking at your topic in a new way to come up with new writing ideas. Use these 15 article ideas to start your next brainstorming session.

5: Article Marketing Or Guest Blog Posting : Which Do I Favor?

An analysis of Article Marketing in comparison to Guest Blog Posting as a strategy towards achieving the twin objectives of gaining backlinks and getting massive traffic

Source: http://www.content4reprint.com/internet-marketing/is-your-sales-message-unethical-and-does-it-sell.htm

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News Summary: RIM's top exec pitches app makers

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Five-year-olds put to the test as kindergarten exams gain steam

(Reuters) - With school in full swing across the United States, the littlest students are getting used to the blocks table and the dress-up corner - and that staple of American public education, the standardized test.

A national push to make public schools more rigorous and hold teachers more accountable has led to a vast expansion of testing in kindergarten. And more exams are on the way, including a test meant to determine whether 5-year-olds are on track to succeed in college and career.

Paul Weeks, a vice president at test developer ACT Inc., says he knows that particular assessment sounds a bit nutty, especially since many kindergarteners aspire to careers as superheroes. "What skills do you need for that, right? Flying is good. X-ray vision?" he said, laughing.

But ACT will soon roll out college- and career-readiness exams for kids age 8 through 18 and Weeks said developing similar tests for younger ages is "high on our agenda." Asking kids to predict the ending of a story or to suggest a different ending, for instance, can identify the critical thinking skills that employers prize, he said.

"There are skills that we've identified as essential for college and career success, and you can back them down in a grade-appropriate manner," Weeks said. "Even in the early grades, you can find students who may be at risk."

At least 25 states now mandate at least one formal assessment during kindergarten. Many local school districts require their own tests as well, starting just a few weeks into the academic year.

The proliferation of exams for five-year-olds has sparked a fierce debate that echoes a broader national divide over how much standardized testing is appropriate in public schools.

Advocates say it's vital to test early and often because too many kids fall irretrievably behind in their first years of schooling. The most recent national exams for fourth graders found just 34 percent proficient in reading and 40 percent proficient in math.

Opponents counter that testing puts undue stress on 5- and 6-year-olds and cuts into the time they should be spending playing, singing and learning social skills. They also contend that most tests for kindergarteners are unreliable because the children have short attention spans and often find it difficult to demonstrate skills on demand.

'WE SHOULD KNOW BETTER'

Formal tests give a narrow picture of a child's ability, said Samuel Meisels, president of the Erikson Institute, a graduate school in Chicago focused on child development. He urges teachers instead to assess young children by observing them over time, recording skills and deficits and comparing those to benchmarks.

But Meisels fears such observational tests won't seem objective or precise enough in today's data-driven world; he says he too often sees them pushed aside in favor of more formal assessments.

"I am worried, yes," he said. "We should know better."

Kari Knutson, a veteran kindergarten teacher in Minnesota, has seen the shifting attitude toward testing play out in her classroom.

During her first two decades of teaching, Knutson rarely, if ever, gave formal tests; kindergarten was about learning through play, music, art and physical activity.

These days, though, her district mandates a long list of assessments.

Knutson started the year by quizzing each of her 23 students on the alphabet and phonics, through a 111-question oral exam. Last week, she brought the kids to the computer lab for another literacy test. Each kindergartener wore headphones and listened to questions while a menu of possible answers flashed on the screen. They were supposed to respond by clicking on the correct answer, though not all could maneuver the mouse and some gave up in frustration, Knutson said.

This week, it's on to math - and a seven-page, pencil-and-paper test. "It's supposed to show them what they'll be learning in first grade," Knutson said. "Like they really care."

In her view, the kids are far too young to tackle formal exams, especially in their first weeks of what is for many their first school experience. "Half of them are crying because they miss mom and dad. When you tell them to line up, they don't even know what a line is," Knutson said.

Despite her frustration, Knutson acknowledges the tests have some advantages. The results help shape her lesson plans, she said, as she can quickly group kids by ability. Now and then, the exams reveal hidden strengths or unexpected weaknesses in her students.

Plus, when scores rise, both she and her students feel a genuine pride. "At the end of the year, it's like 'Wow, we really improved.' It's cool because you can see it," Knutson said.

ACCOUNTABILITY

Testing young children is not a new concept. In the 1980s, many states assessed children to determine whether they were ready to enter kindergarten or first grade. Experts in child development denounced the practice as unfair and unreliable and it faded out.

In recent years, however, the federal law known as No Child Left Behind has put pressure on schools to raise scores on the standardized reading and math tests given to students starting around age 8. Schools that post poor scores are labeled failing; principals and teachers can lose their jobs.

With the stakes so high, many administrators have decided to start testing in the earlier grades, to give kids practice and to identify students who need help.

The Obama administration accelerated the trend in 2011 with a $500 million competitive grant to bolster early childhood education. States that pledged to assess all kindergarteners earned extra points on their applications.

After all, taxpayers are investing more than $500 billion a year in public education and "we need to know how children are progressing," said Jacqueline Jones, a deputy assistant secretary in the U.S. Department of Education. "There has to be some accountability," she said.

The administration's grant guidelines encouraged states to develop holistic assessments that measure the 5-year-olds' social, emotional and physical development as well as their cognitive skills. About a dozen states, including Georgia and Maryland, have developed such broad assessments, according to the National Conference of State Legislatures.

Others states, though, focus more narrowly on reading and math skills; some are even beginning to evaluate kindergarten teachers in part on how well their students do on those exams.

The format of kindergarten assessment varies widely.

The Iowa Test of Basic Skills, which is used by schools across the United States, runs more than an hour as a teacher reads dozens of questions aloud and kindergarteners mark their response on a multiple-choice answer sheet. A typical question asks kids to pick the picture that illustrates the word 'sharp' from choices including a piggy bank, a glove and a pair of scissors.

On the other end of the spectrum, the Brigance kindergarten screen is set up as a game that students play one-on-one with a teacher, who may ask them to stand on one foot for 10 seconds, to count to 30, or to copy complex shapes like a diamond. The test takes 10 to 15 minutes and costs about $4 per child.

In addition to these comprehensive tests, curriculum writers are now incorporating multiple shorter exams into kindergarten lesson plans.

Consider the 68-page manual recently published by New York City education officials to guide kindergarten teachers through a math unit aligned to the new Common Core academic standards rolling out nationally. The unit, meant to introduce 5-year-olds to algebraic thinking, includes three short pencil-and-paper exams, culminating with a test that asks students to calculate all the ways they could divide six books between two shelves.

Some parents welcome all the tests as an indication that their kids are truly being challenged. If their children spend too much time finger-painting or playing at the sand table, "parents will say, 'This isn't academic enough,'" said Peggy Campbell-Rush, a longtime kindergarten teacher in New Jersey.

But other parents want kindergarten to be the way they remember it, as a time of relaxed exploration.

Dao Tran, a mother in New York City, said her heart sank when she learned that her neighborhood school emphasized standardized testing even in kindergarten. She scoured the city to find an alternative for her daughter. The public school she chose requires a 45-minute commute each way, but Tran says it's worth it.

The kids there, she said, "seemed happy, and that seemed like the most important thing."

(Reporting By Stephanie Simon in Denver; Editing by Jonathan Weber and Claudia Parsons)

Source: http://news.yahoo.com/five-olds-put-test-kindergarten-exams-gain-steam-050058507.html

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Tuesday, September 25, 2012

Rajaratnam's ex-friend avoids prison for insider trading proof

NEW YORK (Reuters) - A former Intel Corp executive, whose trial testimony helped convict hedge fund titan Raj Rajaratnam, avoided prison time on Monday for his role in the biggest insider-trading prosecution of a generation.

Rajiv Goel is the third former friend and business associate, who testified against Rajaratnam at his 2011 Manhattan federal court trial, to be handed a sentence of probation. Goel is among scores of fund managers, traders, lawyers, executives and consultants caught in a U.S. government crackdown on Wall Street insider trading in the past four years.

In sentencing Goel, 54, to two years probation, U.S. District Judge Barbara Jones said his cooperation with the government "did go beyond" ordinary assistance, which his lawyers and prosecutors described in their pre-sentencing briefs. Jones fined Goel $10,000 and ordered him to forfeit $266,000.

Goel, who has not worked since losing his job as treasury group manager with chipmaker Intel following his October 2009 arrest, pleaded guilty in February 2010 to being part of Rajaratnam's network of insiders feeding him corporate secrets.

The charges of securities fraud and conspiracy carried a maximum prison term of 25 years. Galleon Group hedge fund founder Rajaratnam, who was convicted of 14 charges of securities fraud and conspiracy by a jury, is serving an 11-year prison term.

Rajaratnam's appeal of secretly recorded telephone calls used by the FBI to gather evidence is scheduled to be heard on October 25.

Goel told the sentencing judge that in helping Rajaratnam, "I had a serious lapse of judgment and good sense and I deeply apologize...I hope that I am given another chance to repair the harm that I have caused."

His lawyer, David Zornow, in requesting a non-custodial sentence, described Rajaratnam as a "master manipulator" and a "clever seducer" of his friends.

At Rajaratnam's trial, Goel told the jury that they met at Wharton School of the University of Pennsylvania in the early 1980s. In 2007 and 2008, Goel gave Rajaratnam confidential information about Intel's business.

U.S. prosecutor Reed Brodsky told the judge on Monday that Goel's cooperation and testimony were essential "in a very significant prosecution for the government." Brodsky said Goel's assistance was relevant in six of the 14 charges against Rajaratnam.

Two other former associates of Rajaratnam were also sentenced to two years probation following their trial testimony. They were Anil Kumar, a former McKinsey & Co consultant who also met Rajaratnam at Wharton, and former Galleon money manager Adam Smith.

The case is: USA v Rajiv Goel in U.S. District Court for the Southern District of New York, No. 10-90.

(Reporting by Grant McCool; Editing by Leslie Gevirtz)

Source: http://news.yahoo.com/rajaratnams-ex-friend-avoids-prison-insider-trading-proof-224912664--sector.html

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Monday, September 24, 2012

On Being a Stay At Home Mom | Because Babies Grow Up

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I graduated from BYU without the famous MRS degree. I did, however, study Marriage, Family, and Human Development so when the opportunity arose, I would have some idea of what a marriage should look like (I grew up in a single-parent home). I actually found a job in my field of study, much to my mother?s amazement. And to her delight it was about 25 minutes from her house back in Colorado. I worked as a professional research assistant which just sounds so?professional!

But the call to school was strong and I returned to pursue a master?s degree in applied linguistics. Again, my mother wondered what on earth I would do with that! But this time I had a plan. I would travel the world teaching English. I would have income where ever I chose to live and I could see the world. Best plan ever. Until I met Brent.

I finished up my master?s degree the semester after we married. I taught at a university and a local vocational college. My professional career was underway and I was pleased with my earning potential, even if we weren?t leaving the country anytime soon. Then we discovered we were going to add a new member to our family. Her due date was actually two days after the term ended so it was a perfect way to feel complete when I left the workforce to become a stay-at-home mom. My husband has been in school our entire married life minus one semester after Sammi was born that we tried to work out how to finish up his pre-reqs for medical school.

Student life is hard in general and even harder financially. I had the opportunity to teach for two semesters at a local college, but the time away from Sammi, worrying about her and having child care be difficult to keep consistent with friends watching her just wasn?t worth the opportunity. After two semesters I knew that my primary responsibility was to be home with her. I was strengthened and confirmed in this decision by The Family: A Proclamation to the World. ? Mothers are primarily responsible for the nurture of their children.? It felt awfully hard to nurture her when she spent so much time away from me at such a young age. I needed that experience when she was young and before we added any more children to our family to really know and be committed to staying home with our children.

Fast forward a few years and we?d added a second daughter to our family. My husband had been accepted to medical school and we moved across the country from Utah (where we were surrounded by family) to Tennessee. Things were even tighter as we had less income and more people in our family. I had started blogging and wrote an ebook (which is now available free here.) It felt like everything I tried to do to add income to our family just cost us more money!

Then Brent started a website for osteopathic med/premed students. In all ways that you measure online ?success? his website left my little blog in the dust. I had worked so hard on this baby of mine and it was hard to feel like he was more successful than me. I started to resent that and the time he spent away from us studying. I went through a dark time of struggling to understand how to find joy in our situation. Again, the Proclamation offered counsel and comfort. ?Fathers?are responsible to provide the necessities of life and protection for their families.? When I finally let go of my wounded pride and read that with the Spirit I was taught a powerful lesson.

I grew up a very independent child of a single-mother who had returned to school when I was little and completed her GED, Associate?s, Bachelor?s and Master?s degrees by the time I was 10. She was so blessed to have success in her endeavors to provide for our family. She had no alternative but to provide and she worked as hard as she could to be worthy of and prepared to receive the blessings the Lord had in store for our family. But my situation was different and the Lord needed me to know His will for families and to trust His plan for our little family that now included a son.

In those dark and lonely nights with Brent away studying and the little ones sleeping I had many conversations with the Lord. They began as rants, adult-sized temper tantrums, but slowly moved to desperation to rid myself of my negative feelings of resentment and bitterness, and then to calm and honest soul-searching to truly have a change of heart. The Savior was with me through this lengthy process and never abandoned me. Those dark nights weren?t so lonely anymore and I had comfort in knowing I was trying to improve my weaknesses.

I still fall short of the ideal nurturer. I still have temper tantrums. But they are less frequent and shorter lived. It?s a long road to perfection, isn?t it? I cling to the counsel in the Proclamation to continue a forward progression with our family. ?Happiness in family life is most likely to be achieved when founded upon the teachings of the Lord Jesus Christ. Successful marriages and families are established and maintained on principles of faith, prayer, repentance, forgiveness, respect, love, compassion, work, and wholesome recreational activities.? As a family we are happier and more peaceful when we read the scriptures daily, kneel in prayer together, and have lots and lots of tickle attacks. I am so grateful for the patience and forgiveness of my husband and our children. It would be hard to face each new day if I didn?t have faith that I could do it better than I did the day before. I am grateful to a loving Savior for the ability to repent and change not only my actions but my heart as well.

What helps you face each new day with courage?

Today I?m linking up with the Family Proclamation Celebration at Chocolate on My Cranium, We Talk of Christ, Diapers and Divinity, and Middle-aged Mormon Man.

Related Posts with Thumbnails

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Source: http://becausebabiesgrowup.com/2012/09/on-being-a-stay-at-home-mom.html

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Housing market cooling across Canada: Conference Board ...

When you see sales down in three-quarters of the market, that means it?s pretty widespread

Toronto new home sales fall to record low for August

In yet another sign the housing sector in Canada is slowing down, Toronto new home sales in August were the worst ever for that particular month.
Read more.

OTTAWA ? Canada?s housing market appears to be cooling across the board in the face of tighter mortgage rules that affect many first-time buyers of modest means, a new analysis from the Conference Board shows.

The think-tank?s snapshot of resales for August shows a widespread decline in sales of existing homes, with 21 of 28 metropolitan markets registering a drop from July, and 16 of the markets showing a falloff of five per cent or more.

As well, listings fell in 17 of the 28 markets, an indication that owners were reluctant to place their homes for sale due to soft conditions.

Senior economist Robin Wiebe of the Conference Board said there was evidence of cooling in some markets ? particularly Vancouver and Victoria ? before the new rules went into effect July 9. But the new data shows the slowdown has spread to most markets and from coast to coast.

?When you see sales down in three-quarters of the market, that means it?s pretty widespread,? he said. ?It?s knocked down previously high-flying markets like Regina and Saskatoon down a peg. Vancouver had been showing signs of cooling, now it?s spread out into the Fraser Valley.?

At the time Finance Minister Jim Flaherty announced maximum amortization period for mortgage would be reduced to 25 years from 30 years, the government estimated it would increase monthly payments by $184 on a $350,000 mortgage.

It had been the fourth time Flaherty tightened mortgage requirements in four years, but the July measure was regarded as the one likely to be the most effective.

While sales and prices were only temporarily sidetracked by the previous announcements, only to recover a few months later, this might ?be the one that broke the camel?s back,? said Wiebe.

Last week, the Canadian Real Estate Association reported that sales of existing homes fell 5.8% in August from July, and were down 8.9 per cent from August 2011.

Still, the latest data shows that while sales and listings are down, prices appear to be holding steady.

The report found prices fell in only nine of the 28 markets in August from the previous month. Compared to last August, prices were up in 25 markets.

Economists have generally been forecasting a correction of between 10 and 25% in prices over the next two or three years. Vancouver, which had for years been Canada?s hottest market, has seen a tumble of about 30% in resale homes.

But Wiebe is not so sure the correction will be as severe as many predict, or that Vancouver?s market is as cold as the numbers suggest.

He notes that Vancouver?s average home prices are skewed by the number of high-end property sold ? many to investors from China. Both the meteoric rise and current decline are ?overstated,? he said.

Homes in the Toronto area, Canada?s largest market, are also likely to retain their value, he said, because the economy in the city remains healthy and the greater metropolitan area continues to experience strong population growth.

The Canadian Press

Source: http://business.financialpost.com/2012/09/24/housing-market-cooling-widespread-across-canada/

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Sound Taxi composes music from London city buzz, doesn't even take a fare

Sound Taxi composes music from London city buzz, doesn't even take a fare

What you see above isn't just another shameless car stereo project, but a black cab that turns the hustle and bustle of city noise into music. The Sound Taxi toured London last week collecting ambient sound pollution with a roof-mounted mic, recycling it through production software and then pumping out real-time mixes on its army of speakers and horns. The mobile disco was a collaboration between headphone company AiAiAi and Yuri Suzuki, with Mark McKeague providing the back-end wizardry which turned clamor into samples into tracks. If you'd like to hear the fruits of their labor, then head over to the Make The City Sound Better website (sourced below) for some uploaded examples of London street beats.

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Sound Taxi composes music from London city buzz, doesn't even take a fare originally appeared on Engadget on Mon, 24 Sep 2012 07:01:00 EDT. Please see our terms for use of feeds.

Permalink The Verge  |  sourceMake The City Sound Better, AiAiAi  | Email this | Comments


Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/bF-c9WFcesE/

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Sunday, September 23, 2012

Martin Reisch talks iPhone 5 camera vs Canon 5D Mark II and RED Scarlet

Professional photographer and videographer, and Instagram legend Martin Reisch -- *safe solvent? -- talks about the iPhone 5 camera, how he decides between shooting with the iPhone vs. the Canon 5D Mark III and the RED Scarlet, and tips for aspiring iPhoneographers.



Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/K7var_zSWMQ/story01.htm

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lightening storm

by Jason Davies on September 21, 2012

Green Bay had a wild storm blow through Wednesday 9/19/2012 and I thought I would share a picture of it.? TechRx Inc. helped several people the following day with computer problems due to the storms.? If you need computer repair, TechRx is here to help.? It is also a good time to let you know that TechRx does insurance write-ups too.? TechRx Inc. will examine a damaged computer system and help determine the cause of the failure.? We then compile a report for your insurance agent documenting cause, fair market replacement cost, and costs associated with data recovery.

If you enjoy this photo, please write a message on our blog wall.? TechRx will also sell full sized prints of this image without watermark. Our photo capability includes canvas prints too.? Please email us to find out more details and pricing.

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Lightening Green Bay WI

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Source: http://techrxgb.com/2012/09/21/lightening-storm-in-green-bay-wisconsin/

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Saturday, September 22, 2012

Chicago teachers to vote October 2 on new contract

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Gov't Awards $228M in Grants to Black Colleges

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